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Life Insurance Cover Experts in Sussex
Mortgage Protection, Level Term will pay out a fixed lump sum throughout the term of the policy if you were to die. The term is normally chosen in line with your mortgage.
Mortgage Protection, Decreasing Term will pay out a lump sum, which will decrease over the term, usually to match your decreasing mortgage, and will pay out the current amount outstanding if you were to die. The term is chosen at the outset and will usually match your mortgage.
Whole of Life Assurance is used to cover a liability that will arise on your eventual death, whenever that may be. Typically, this could be for one of the following reasons:
- To cover your funeral expenses
- To protect your financial dependents on death
There is no fixed term with Whole of Life cover, as long as your premiums are met, the cover will remain in force until the life assured dies. Whole of Life cover can be arranged on a single-life or joint-life basis and the premiums can either be guaranteed or reviewable.
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